JuliaL
Current Event Posting Number: 1
Topic: Health
Title: Health care provisions taking effect
Writer: Jennifer Gordon
Publication Name: St. Joseph News-Press (MO)
Date of Publication: 9/27/2010
Length: 251 words
Anthony Drummond of Anthony G. Drummond Insurance Brokerage Services in St. Joseph says "Insurance companies are moving as quickly as they can. The health care reform bill is complicated. They have a lot of changes to make." The federal health care reform bill that was signed into law in the spring made many changes. Insurance companies will now allow coverage for children under the age of 19 despite pre-existing conditions and will also give emergency services to a patient without requiring approval and without charging the patient with higher fees. Coverage also cannot be cancelled due to an employer's mistake on a health insurance application. Adults under the age of 26 are now allowed to stay on their parents' insurance until they find another carrier through an employer. Patients can also file an appeal for procedures that their health insurance refuses to cover for them. For most essential insurance benefits, patients will not have lifetime cap. Throughout this month (September), the Affordable Care Act has become effective nationwide. Those who plan to file for health insurance who are now permitted to do so under the changes can apply on the first day that the plan begins.
In conclusion, the federal health care reform bill has been changed to provide health insurance for a wider range of patients. Younger people are now allowed to be covered by their health insurance companies despite medical history, and also can stay on their parents' plan until they settle and make enough money to become independent with their own health insurance.
When the article said that children under the age 19 will have coverage, does that mean that children will have free healthcare despite if their parents have insurance. Also I think that now that 26 year olds can stay on their parents insurance will make a much bigger deal because now that the economy is at a low, jobs are getting harder and harder for young adults to find, coming out of collage, which makes it hard to find health insurance.
ReplyDeleteI think it's a good thing minors can now essentially be guarantied health insurance till they are 26. Also I think that the whole appeal system may end up flopping because it will take lots of time and resources unfortunately BUT it was in my opinion a very good idea. Just not Necessarily practical.
ReplyDeleteI am all for minors being able to stay under their parents' health insurance till the age of 26. As many more students are now attending college and graduate schools, paying health insurance is just an added stress on the massive amount of debts most of our nation is in by the age of 25. The ability of being under your parents health insurance lessens the burden on young adults.
ReplyDeleteI agree with the fact that minors are able to stay under their parents health insurance but they need to make many of changes before this can even go into effect.
ReplyDeleteI think it's very good that young people can stay on their parents' health plan. Even after you begin to leave your parents home you are still going through a lot of transitions in your life and financial situations can be really unsteady at that time in one's life.
ReplyDelete